Installment Loans

To help your clients secure fast and flexible funding, First Bank of Delaware offers unsecured installment loans from $250 - $10,000.

Leveraging the Power and Convenience of the Internet
Our loan services are available through the Internet, giving your customers the ability to apply online, quickly and easily. Loan proceeds are disbursed to your customer's account via the ACH following verification of their application and any required supporting documents. Additionally, several underwriting qualifications are assessed using multiple vendors experienced in both credit and identification verification.

We also offer installment loans that can be used to purchase goods and services. Our programs allow consumers to make purchases instantly with the proceeds being sent to the merchant. These programs are offered over the Internet or at certain retail stores.

Payment Flexibility
Our installment loans offer the flexibility your clients need. Terms are based on the consumers pay frequency, but are generally between 3 - 84 months. All payments include both principal and interest (equal amounts), with the exception of the final payment, which is adjusted to account for rounding differences in the previous payments. Your customer can pay off their loan in full at any time, and will be rebated any unearned interest.

Benefits To You, Our Partner

• Full Compliance Reviews
• APR Validation
• Lending Expertise
• Scorecard Development
• Rapid Program Implementation
• Maximize Revenue Opportunities
• Cross-Sell Opportunities