Credit Cards
First Bank of Delaware will partner with you to offer credit cards to consumers in the Prime, Private Label, and Sub-prime market. We can work with you to offer Affinity programs or you can offer current First Bank of Delaware programs.

Prime Card Programs
First Bank of Delaware will work with Affinity or Co-brand partners to offer credit cards to their members as an added benefit. We have a turn-key approach that will allow us to work with both large programs and smaller programs that other banks don't work with.

Private Label
First Bank of Delaware works with retail partners to offer credit cards to consumers that provide a dedicated line of credit that can only be used to purchase products and services our partners sell. We also offer credit cards that provide underinsured and underbanked customers with a line of credit that allows them to receive necessary medical or dental treatments, which they may not be able to afford otherwise.

Sub-prime Market
To help your customers with credit difficulties, we've teamed up with providers to offer credit cards to people with bad credit files, poor credit, thin files or those who have not previously applied for credit. The credit limits on these cards are generally lower than those of typical credit cards, and can increase if a cardholder makes their payments on time.

Our credit card programs are consumer-oriented, rewarding cardholders who demonstrate a good payment history with increased credit lines and other benefits. As an additional benefit, we report the payment history to all major credit bureaus, helping customers build a positive credit history and enabling them to qualify for other forms of credit, such as car loans, mortgages, and additional revolving credit.

Benefits To You, Our Partner

• Turn-key approach
• Rapid program implementation
• Exportation of Rate
• Full Compliance Reviews
• Dedicated Relationship Manager
• Cross-Sell Opportunities